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Split bills.
Not friendships.

The smartest group expense splitter. Add your people, log every payment — even ones not shared with the whole group — and get crystal-clear settlement instructions instantly.

🏖️ Beach Trip 5 people
🍕 Dinner (all 5)$120
🏄 Surfing (3 of 5)$90
🏨 Airbnb (all 5)$350
🚗 Gas (4 of 5)$60
Total Bill$620
Settlements
Jamie──pays──▶Alex$38.50
Sam──pays──▶Riley$22.00
Morgan──pays──▶Alex$15.50
1
Setup
2
Expenses
3
Results

👥 Set up your group

Choose a currency and add everyone who is splitting the bill.

💡 Add an email address to send them the split results
No people added yet.
Add at least 2 people to continue.

🧾 Add Expenses

Log every payment. Choose who paid and which members share each expense.

🧾
No expenses yet. Add your first one above.

📊 Results

Full breakdown and optimized settlement instructions.

Individual Breakdown

💸 Who pays whom

Minimum transactions needed — calculated for maximum efficiency.

📤 Share the results

📧 Send personalised emails to your group
Sign in with Gmail to automatically email each person their share of the split.
✦ Features

Everything you need.
Nothing you don't.

Built for real-world group trips, dinners, and shared living — where not everything is split equally.

🎯
Partial Splits
Mark each expense as shared with all or only specific people. Perfect when someone skipped the museum or didn't eat the sushi.
Instant Results
Settlement runs instantly as you add expenses. See who owes whom with no waiting and no button to press.
🌍
10+ Currencies
USD, EUR, GBP, JPY, INR, KRW, AUD, CAD, CHF, SGD and more. Great for international travel groups.
🤝
Optimal Settlements
The algorithm minimizes the total number of transactions — fewer payments, same fairness for everyone.
📤
Share Results
Copy a summary, send via WhatsApp, email the group, or print a clean page — with one click.
🔒
100% Private
All calculations run in your browser. No data is stored, no server involved. No sign-up. No tracking. Ever.
✦ How It Works

Three steps. That's it.

No tutorial needed. Your whole group will get it in seconds.

1
Add your group
Type everyone's name. Pick your currency. No email or account required.
2
Log every expense
Add each bill — who paid, how much, and who shared it. Even partial groups are supported.
3
See who pays who
SplitVors calculates the fairest, most efficient settlement plan and lets you share it instantly.

No spreadsheets.
No awkward texts.

A fast, fair, and free way to settle group expenses — for holidays, dinners, trips, and everything in between.

Try SplitVors Free →
A product by Vors Strategies · Free forever · No sign-up